Generally only 2 minutes to apply, and in most cases, approved applicants will get funding in 24 hours.
Will applying affect my credit score?
We only run soft credit checks which means applying won’t affect your credit score. But if you decide to draw down funds from us, the loan will show up on your credit report.
Can I repay early?
Yep, some of our customers repay early to save on interest. If you want to make extra repayments or pay off your loan early we won't charge you any fees. We don’t believe in hidden fees either, so you’ll never find any sneaky small print surprises.
What do our customers use our business loans for?
Generally, they put the money to short term opportunities, like extra stock. Or they use it to help with cashflow, especially if they have been waiting on an invoice to be paid to them.
How are we different from a bank?
Whilst we offer loans, we’re not a bank. We’re an independent company purly built for small businesses – and our goal is to provide fast and simple access to finance, where and when your business needs it.
What is I need more money later on?
Good News! Once you've paid back a third of your original credit limit, applying for a top up is easy. We'll just need updated information about your business.